1. Acceptance of Terms

By accessing and using the SECA Compliance website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

SECA Compliance provides business compliance services, regulatory guidance, and expert solutions including but not limited to:

• CIPC registration and compliance services
• SARS tax compliance and filing services
• Tender application and submission services
• Business consulting and advisory services
• Educational content and resources

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

4. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of SECA Compliance and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written consent.

5. Service Fees and Payment

Some of our services may require payment. By using paid services, you agree to:

• Pay all fees in full and on time
• Provide accurate payment information
• Authorize us to charge your payment method
• Understand that fees are non-refundable unless otherwise stated

All fees are quoted in South African Rand (ZAR) unless otherwise specified.

6. Service Availability

We strive to provide reliable and uninterrupted services, but we do not guarantee that our services will be available at all times. We may suspend or discontinue services for maintenance, updates, or other reasons.

We are not liable for any damages resulting from service interruptions or unavailability.

7. Limitation of Liability

To the maximum extent permitted by law, SECA Compliance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or business opportunities
• Data loss or corruption
• Service interruptions
• Third-party actions or omissions
• Regulatory compliance issues

Our total liability shall not exceed the amount paid by you for the specific service in question.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties, express or implied. We disclaim all warranties including:

• Warranties of merchantability
• Warranties of fitness for a particular purpose
• Warranties of non-infringement
• Warranties regarding accuracy or completeness of information

9. Indemnification

You agree to indemnify and hold harmless SECA Compliance, its officers, directors, employees, and agents from and against any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these terms
• Your violation of any third-party rights
• Any misrepresentation or false information provided by you

10. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.

11. Third-Party Services

Our services may include links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy practices, or availability of these third-party services.

Your use of third-party services is subject to their respective terms and conditions.

12. Termination

We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. You may also terminate your use of our services at any time.

Upon termination, your right to use our services will cease immediately, and we may delete your account and data.

13. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of South Africa.

14. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these terms will otherwise remain in full force and effect.

15. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the updated terms on our website and updating the "Last updated" date.

Your continued use of our services after such changes constitutes acceptance of the modified terms.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us: